--- title: Small Business | Bank of Wisconsin --- [![Bank of Wisconsin](https://245994845.fs1.hubspotusercontent-na2.net/hubfs/245994845/bank-of-wisconsin-logo.svg "Bank of Wisconsin")](https://learnmore.bankofwisconsin.bank/?hsLang=en) # Your Next Business Loan | Fast & Simple Main Street Moves offers a small business loan built for how Wisconsin business owners actually work, with quick decisions, less paperwork, and a local banker who knows your business. Get a decision in 2 business days or less on loans up to $250,000 for equipment, vehicles, and more. [I'm Interested](https://learnmore.bankofwisconsin.bank#rfi) [Talk to a Banker](https://learnmore.bankofwisconsin.bank#banker) **Why Main Street Moves** ## Local Loans Made Simple Most banks make a small business loan feel complicated. When you apply for a loan with Main Street Moves, it's simple. - **Decisions in 2 Days or Less:** For loans of $250,000 or less, you'll know where you stand fast, not in two weeks. - **Less Paperwork, More Progress:** Get your loan sooner with less upfront paperwork. - **Local Decisions, Local People:** Your application is reviewed and decided right here in Wisconsin by a banker who knows your community. [I'm Interested](https://learnmore.bankofwisconsin.bank#rfi) [Talk with a Banker](https://learnmore.bankofwisconsin.bank#banker) ![ag-loans](https://245994845.fs1.hubspotusercontent-na2.net/hub/245994845/hubfs/ag-loans.jpg?width=1600&height=1200&name=ag-loans.jpg) ## Financing for What Your Business Actually Needs Whether it's new equipment, a small commercial building, or the working capital to keep things moving, Main Street Moves is built around the purchases Wisconsin business owners make every day. ![small business welder 2](https://245994845.fs1.hubspotusercontent-na2.net/hub/245994845/hubfs/small%20business%20welder%202.png?width=640&height=393&name=small%20business%20welder%202.png) ### Equipment Add machinery, coolers, and the tools that let you take on bigger jobs to your operation. [I'm Interested](https://learnmore.bankofwisconsin.bank#rfi) ![small business construction](https://245994845.fs1.hubspotusercontent-na2.net/hub/245994845/hubfs/small%20business%20construction.png?width=640&height=393&name=small%20business%20construction.png) ### Vehicles Need more wheels? Get work trucks, trailers, and fleet additions without tying up your cash. [I'm Interested](https://learnmore.bankofwisconsin.bank#rfi) ![real estate frame](https://245994845.fs1.hubspotusercontent-na2.net/hub/245994845/hubfs/real%20estate%20frame.png?width=640&height=393&name=real%20estate%20frame.png) ### Real Estate Fund a pole shed, outbuilding, or other small commercial real estate spaces. [I'm Interested](https://learnmore.bankofwisconsin.bank#rfi) ![small business wood](https://245994845.fs1.hubspotusercontent-na2.net/hub/245994845/hubfs/small%20business%20wood.png?width=640&height=393&name=small%20business%20wood.png) ### General Term Loan Score straightforward, local financing for established businesses with a plan. [I'm Interested](https://learnmore.bankofwisconsin.bank#rfi) **Line of Credit** ## Flexible Access to Capital When Your Business Needs It Not every need comes with a price tag attached. A Main Street Moves line of credit gives your business ongoing access to funds for day-to-day operations, covering payroll during a slow stretch, restocking inventory, or jumping on an opportunity without waiting on a new loan application every time. - Draw funds as you need them, up to your approved limit. - Only pay interest on what you use. - **Same fast decision, same reduced paperwork as our other Main Street Moves options.** [Ask About Line of Credit](https://learnmore.bankofwisconsin.bank#rfi) ![small business flower](https://245994845.fs1.hubspotusercontent-na2.net/hub/245994845/hubfs/small%20business%20flower.png?width=640&height=700&name=small%20business%20flower.png) ## It's normal to have questions Find answers to common questions about small business loan funding. How much can I borrow with Main Street Moves? Main Street Moves is available for loans of $250,000 or less. How fast will I get a decision? Most applicants receive a decision in 2 days or less once your complete application is submitted. A traditional business loan can take up to 14 days.  What documentation do I need? One year of business tax returns. No personal financial statements required. What can I use the loan for? Equipment, vehicles, a flexible line of credit, and small commercial real estate like pole sheds, garages, and small commercial buildings. *Note: This loan can't be used to buy 1-4 family homes or rental properties.* Is my business eligible? If your business has at least one full year of business tax returns and you need $250,000 or less, Main Street Moves was built for you. Not sure? A local banker can tell you quickly whether it's the right fit.  How do I apply? [Contact our Community Business Banker](https://learnmore.bankofwisconsin.bank#banker), or complete the [interest form](https://learnmore.bankofwisconsin.bank#rfi) below for next steps. Let's get this moving for you!  Do I need to already bank with Bank of Wisconsin? No. You don’t need to be a current customer to apply.  What happens after I apply? A banker will reach out to collect your tax return and confirm a few details. Once your application is complete, you'll have a decision in 2 days or less.  What if I need more than $250,000? Talk to one of our Community Business Bankers. Bank of Wisconsin offers commercial lending for larger projects, and we’ll help you find the right fit! Subject to credit approval     ## Meet Your Community Business Banker Real people, right here in Wisconsin, ready to help you find the right fit for your business. ![joseph-120](https://245994845.fs1.hubspotusercontent-na2.net/hubfs/245994845/joseph-120.png) ### Joseph Schuch Community Business Banking Manager [(608) 467-1767](tel:+16084671767) [Connect with Joseph](mailto:communitybusinessbanking@bankofwisconsin.bank) ## A Business Checking Account That Keeps Up With You Business Basic Checking has no minimum balance and no monthly service fee. You get online and mobile banking, free bill pay, and a debit card you can walk out of the branch with the same day. It’s a simple way to keep your business money in one local place. [Show Me More](https://bankofwisconsin.bank/business-checking-accounts.html) NMLS ID: 446298 Routing Number: 075903446 © Copyright 2026 Bank of Wisconsin. All rights reserved.= [Follow us on Facebook](https://www.facebook.com/BankofSunPrairie) [Follow us on LinkedIn](https://www.linkedin.com/company/bank-of-sun-prairie) [Follow us on Instagram](https://www.instagram.com/bankofsunprairie) ![member-fdic-white](https://245994845.fs1.hubspotusercontent-na2.net/hub/245994845/hubfs/member-fdic-white.png?width=100&height=62&name=member-fdic-white.png "member-fdic-white") ![ehl-logo](https://245994845.fs1.hubspotusercontent-na2.net/hub/245994845/hubfs/ehl-logo.png?width=150&height=150&name=ehl-logo.png "ehl-logo") ![member-fdic-white](https://245994845.fs1.hubspotusercontent-na2.net/hub/245994845/hubfs/member-fdic-white.png?width=100&height=62&name=member-fdic-white.png "member-fdic-white") ![ehl-logo](https://245994845.fs1.hubspotusercontent-na2.net/hub/245994845/hubfs/ehl-logo.png?width=150&height=150&name=ehl-logo.png "ehl-logo") \*Subject to credit approval